Can I deposit with a credit card at FXTM, and how long do withdrawals take?
💡 Answer
Here are the deposit and withdrawal details at FXTM:
Payment Methods: Credit/Debit Cards, Bank Wire, Skrill, Neteller, FasaPay, WebMoney, Perfect Money, Google Pay
Withdrawal Speed: Same day (e-wallets), 1-3 days (cards), 3-5 days (bank wire)
Fees: Deposits free over $30. Withdrawals: Bank wire EUR 30, Cards EUR 2, FasaPay 0.5%, WebMoney 2%
Processing times per payment method and current fee schedules are on FXTM official website.
More FAQs about FXTM
- Does FXTM accept traders from all countries?
- How quickly can I open an account and start trading at FXTM?
- Should I choose FXTM as my forex broker?
- What country is FXTM headquartered in?
- What market research tools are included with a FXTM account?
- How does FXTM Trustpilot rating compare to other brokers?
- What social trading platforms does FXTM integrate with?
- Is FXTM good for algo trading, and do they offer VPS hosting?
- Does FXTM support trading in stocks, indices, and commodities?
- How many account types does FXTM have, and what are the differences?
- What charting platforms does FXTM support?
- What is the cheapest way to fund an account at FXTM?
- How does leverage work at FXTM, and when does a margin call trigger?
- What is the cost structure at FXTM for forex trading?
- Which regulators oversee FXTM, and are there any investor protection schemes?
Guides Where FXTM Is Featured
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These guides include FXTM alongside other forex brokers, grouped by trading features, platforms, availability, and trader requirements.
FXTM vs Exness vs XM - Forex Broker Comparison (August 2026)
Side-by-side comparison of FXTM vs Exness vs XM. Quickly scan spreads, leverage, regulations, platforms, instruments, fees, trading conditions, payment options and account types to narrow down your forex broker shortlist. Data updated August 2026.
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FXTM
Global Forex & CFD Broker with Ultra-High Leverage
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Exness
Global Multi-Asset Broker with Unlimited Leverage
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XM
Global Multi-Asset Broker — Big and Fair
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| Overview | |||
| Trustpilot Rating | 2.5 | 4.7 | 0 |
| Trustpilot Reviews | 1,097 | 30,556 | 0 |
| Headquarters | Mauritius | Cyprus | Cyprus |
| Founded | 2011 | 2008 | 2009 |
| Best For | High Leverage Low Spreads Beginners Education Copy Trading Swing Trading News Trading Hedging Zero Spread No Commission Professional | High Leverage Scalping High-Volume Low Spreads Beginners Copy Trading Day Trading Swing Trading News Trading Hedging Zero Spread No Commission Professional | Beginners Education Low Deposit Copy Trading Day Trading Swing Trading News Trading Hedging Zero Spread No Commission Professional |
| Trust & Safety | |||
| Regulation | FCA (UK) FSC (Mauritius) FSCA (South Africa) CMA (Kenya) SCA (UAE) | FCA (UK) CySEC (Cyprus) FSCA (South Africa) FSA (Seychelles) CMA (Kenya) | CySEC (Cyprus) ASIC (Australia) DFSA (Dubai) FSCA (South Africa) FSC (Belize) |
| Fund Segregation | ✅ Yes | ✅ Yes | ✅ Yes |
| Negative Balance Protection | ✅ Yes | ✅ Yes | ✅ Yes |
| Compensation Scheme | Up to GBP 85000 under FCA FSCS; Up to USD 1000000 Lloyds insurance (Mauritius entity) | Up to EUR 20,000 via Financial Commission Compensation Fund | Up to EUR 20,000 under CySEC ICF |
| Trading Costs | |||
| Min Spread | From 0.0 pips (Advantage), From 1.5 pips (Advantage Plus) | From 0.0 pips (Raw/Zero), From 0.1 pips (Pro), From 0.2 pips (Standard) | From 0.0 pips (Zero), From 0.8 pips (Ultra Low), From 1.6 pips (Standard/Micro) |
| Commission | $3.50/lot (Advantage), None (Advantage Plus) | $3.50/lot/side (Raw Spread), From $0.05/lot/side (Zero), None (Standard/Pro) | $3.50/lot/side (Zero), None (Standard/Micro/Ultra Low) |
| Swap-Free (Islamic) | ✅ Yes | ✅ Yes | ✅ Yes |
| Inactivity Fee | $10/month after 3 months inactivity | None | $15 after 90 days inactive, then $5/month |
| Deposit/Withdrawal Fees | Deposits free over $30. Withdrawals: Bank wire EUR 30, Cards EUR 2, FasaPay 0.5%, WebMoney 2% | No deposit or withdrawal fees | No deposit fees. No withdrawal fees (bank wire under $200 may incur fee) |
| Trading Conditions | |||
| Max Leverage | 1:3000 (Mauritius), 1:400 (Kenya), 1:30 (UK retail) | 1:2000000000 (Unlimited/Offshore), 1:30 (EU/UK retail), 1:200 (EU/UK professional) | 1:1000 (Global), 1:30 (EU/AU retail) |
| Min Deposit | $50 (Edge), $200 (Advantage/Advantage Plus) | $10 (Standard), $1 (Standard Cent), $200 (Pro/Raw Spread/Zero) | $5 (Standard/Micro/Ultra Low), $5 (Zero) |
| Execution Type | ECN | Hybrid | Market Maker |
| Stop Out Level | 50% | 0% (most entities) | 50% (EU), 20% (Global) |
| Margin Call Level | 80% | 60% (Standard), 30% (Pro/Raw/Zero) | 50% (EU), 100% (Global) |
| Instruments | 47 Forex 600+ Stocks 18 Indices 10 Commodities 3 Metals 4 Energies 17 Crypto ETFs | 100+ Forex 10+ Metals 3 Energies 5 Commodities 10+ Indices 80+ Stocks 35+ Crypto | 55+ Forex 1200+ Stocks 30 Indices 10 Commodities 5+ Metals 3 Energies 60+ Crypto |
| Currency Pairs | 47 | 100 | 55 |
| Min Lot Size | 0.01 | 0.01 | 0.01 |
| Platforms & Tools | |||
| Trading Platforms | MetaTrader 4 MetaTrader 5 | MetaTrader 4 MetaTrader 5 | MetaTrader 4 MetaTrader 5 |
| Mobile App | ✅ Yes | ✅ Yes | ✅ Yes |
| Copy Trading | ✅ Yes | ✅ Yes | ✅ Yes |
| Expert Advisors (EA) | ✅ Yes | ✅ Yes | ✅ Yes |
| VPS Hosting | ✅ Yes | ✅ Yes | ✅ Yes |
| API Access | ✅ Yes | ✅ Yes | ✅ Yes |
| Education | Webinars Video Tutorials eBooks Beginner Guides Trading Articles Demo Accounts | Trading Academy Video Tutorials Webinars Market Analysis Trading Glossary | Webinars (23 languages) Video Tutorials Trading Academy XM Live Sessions Seminars |
| Account & Support | |||
| Account Types | Edge Advantage Advantage Plus Islamic Demo | Standard Standard Cent Pro Raw Spread Zero Islamic Demo | Micro Standard Ultra Low Zero Shares Islamic Demo |
| Payment Methods | Credit/Debit Cards Bank Wire Skrill Neteller FasaPay WebMoney Perfect Money Google Pay | Credit/Debit Cards (Visa Mastercard) Bank Wire Skrill Neteller Perfect Money Crypto (Bitcoin USDT) | Credit/Debit Cards (Visa Mastercard) Bank Wire Skrill Neteller UnionPay WebMoney Apple Pay Google Pay |
| Withdrawal Speed | Same day (e-wallets), 1-3 days (cards), 3-5 days (bank wire) | Instant (e-wallets/crypto), 1-3 business days (cards/bank wire) | Same day (e-wallets), 2-5 days (cards/bank wire) |
| Support Hours | 24/5 Live Chat, Email, Phone | 24/7 Live Chat, Email, Phone | 24/5 Live Chat, Email, Phone |
FXTM
Exness
XM