How are trading costs structured at XM across different account types?
💡 Answer
Trading costs at XM depend on your account type. Here's the breakdown as of August 1, 2026:
EUR/USD Spread: From 0.0 pips (Zero), From 0.8 pips (Ultra Low), From 1.6 pips (Standard/Micro)
Commission: $3.50/lot/side (Zero), None (Standard/Micro/Ultra Low)
Compare real-time spreads across all account types on XM official website.
More FAQs about XM
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XM vs Global Prime vs FP Markets - Forex Broker Comparison (August 2026)
Side-by-side comparison of XM vs Global Prime vs FP Markets. Quickly scan spreads, leverage, regulations, platforms, instruments, fees, trading conditions, payment options and account types to narrow down your forex broker shortlist. Data updated August 2026.
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XM
Global Multi-Asset Broker — Big and Fair
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Global Prime
Australian ECN Broker — Democratising Access to Global Markets
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FP Markets
Australian ECN Forex & CFD Broker
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|---|---|---|---|
| Overview | |||
| Trustpilot Rating | 0 | 4.6 | 4.8 |
| Trustpilot Reviews | 0 | 511 | 10,241 |
| Headquarters | Cyprus | Australia | Australia |
| Founded | 2009 | 2010 | 2005 |
| Best For | Beginners Education Low Deposit Copy Trading Day Trading Swing Trading News Trading Hedging Zero Spread No Commission Professional | Beginners Low Spreads Low Deposit Scalping Algo Trading Copy Trading Day Trading Swing Trading News Trading Hedging Zero Spread No Commission Professional | Low Spreads ECN Trading Scalping Algo Trading Copy Trading Day Trading Swing Trading News Trading Hedging Zero Spread No Commission Professional |
| Trust & Safety | |||
| Regulation | CySEC (Cyprus) ASIC (Australia) DFSA (Dubai) FSCA (South Africa) FSC (Belize) | ASIC (Australia) VFSC (Vanuatu) FSA (Seychelles) | ASIC (Australia) CySEC (Cyprus) FSCA (South Africa) FSA (Seychelles) CMA (Kenya) |
| Fund Segregation | ✅ Yes | ✅ Yes | ✅ Yes |
| Negative Balance Protection | ✅ Yes | ✅ Yes | ✅ Yes |
| Compensation Scheme | Up to EUR 20,000 under CySEC ICF | None | Up to €20,000 under CySEC ICF |
| Trading Costs | |||
| Min Spread | From 0.0 pips (Zero), From 0.8 pips (Ultra Low), From 1.6 pips (Standard/Micro) | From 0.0 pips (Raw), From 0.9 pips (Standard) | From 0.0 pips (Raw), From 1.0 pips (Standard) |
| Commission | $3.50/lot/side (Zero), None (Standard/Micro/Ultra Low) | $7/round turn per lot (Raw), None (Standard) | $3/lot/side (Raw), None (Standard) |
| Swap-Free (Islamic) | ✅ Yes | ✅ Yes | ✅ Yes |
| Inactivity Fee | $15 after 90 days inactive, then $5/month | None | None |
| Deposit/Withdrawal Fees | No deposit fees. No withdrawal fees (bank wire under $200 may incur fee) | No deposit fees. No withdrawal fees | No deposit fees. Bank withdrawal A$10 international. E-wallets free |
| Trading Conditions | |||
| Max Leverage | 1:1000 (Global), 1:30 (EU/AU retail) | 1:500 (Global), 1:30 (AU retail) | 1:500 (Global), 1:30 (EU/AU retail) |
| Min Deposit | $5 (Standard/Micro/Ultra Low), $5 (Zero) | $0 | $100 |
| Execution Type | Market Maker | ECN | ECN |
| Stop Out Level | 50% (EU), 20% (Global) | 20% | 50% |
| Margin Call Level | 50% (EU), 100% (Global) | 90% | 100% |
| Instruments | 55+ Forex 1200+ Stocks 30 Indices 10 Commodities 5+ Metals 3 Energies 60+ Crypto | 49 Forex Stocks 18 Indices 23 Commodities Metals Energies 5 Crypto 7 Bonds | 70+ Forex 10000+ Stocks 12 Indices 3 Commodities 4 Metals 2 Energies 5 Crypto ETFs Bonds |
| Currency Pairs | 55 | 49 | 70 |
| Min Lot Size | 0.01 | 0.01 | 0.01 |
| Platforms & Tools | |||
| Trading Platforms | MetaTrader 4 MetaTrader 5 | MetaTrader 4 MetaTrader 5 | MetaTrader 4 MetaTrader 5 cTrader TradingView IRESS |
| Mobile App | ✅ Yes | ✅ Yes | ✅ Yes |
| Copy Trading | ✅ Yes | ✅ Yes | ✅ Yes |
| Expert Advisors (EA) | ✅ Yes | ✅ Yes | ✅ Yes |
| VPS Hosting | ✅ Yes | ✅ Yes | ✅ Yes |
| API Access | ✅ Yes | ✅ Yes | ✅ Yes |
| Education | Webinars (23 languages) Video Tutorials Trading Academy XM Live Sessions Seminars | Trading Guides Economic Calendar Trading Calculators Daily Market Insights | Webinars Video Tutorials Forex 101 Articles Trading Guides Podcast |
| Account & Support | |||
| Account Types | Micro Standard Ultra Low Zero Shares Islamic Demo | Standard Raw Islamic Demo | Standard Raw Islamic IRESS Demo |
| Payment Methods | Credit/Debit Cards (Visa Mastercard) Bank Wire Skrill Neteller UnionPay WebMoney Apple Pay Google Pay | Credit/Debit Cards (Visa Mastercard) Bank Wire PayPal Skrill Neteller FasaPay | Credit/Debit Cards Bank Wire PayPal Skrill Neteller UnionPay Crypto Apple Pay Google Pay |
| Withdrawal Speed | Same day (e-wallets), 2-5 days (cards/bank wire) | Same Day (e-wallets), 1-2 Days (cards), 3-5 Days (bank wire) | Same day (e-wallets), 1-2 days (cards), 3-5 days (bank wire) |
| Support Hours | 24/5 Live Chat, Email, Phone | 24/7 | 24/7 Live Chat, Email, Phone |
XM
Global Prime
FP Markets