Exness vs XM - Broker Comparison April 2026
Head-to-head comparison of Exness and XM. Check max funding, profit splits, daily and overall drawdown rules, leverage, tradable assets, payout frequency, payment and payout methods, trading permissions and KYC restrictions before you buy a challenge. Data refreshed April 2026.
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Exness
Global Multi-Asset Broker with Unlimited Leverage
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XM
Global Multi-Asset Broker — Big and Fair
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| Overview | ||
| Trustpilot Rating | 4.7 | 0 |
| Trustpilot Reviews | 28,971 | 0 |
| Headquarters | Cyprus | Cyprus |
| Founded | 2008 | 2009 |
| Best For | High Leverage Scalping High-Volume Low Spreads Beginners Copy Trading Day Trading Swing Trading News Trading Hedging Zero Spread No Commission Professional | Beginners Education Low Deposit Copy Trading Day Trading Swing Trading News Trading Hedging Zero Spread No Commission Professional |
| Trust & Safety | ||
| Regulation | FCA (UK) CySEC (Cyprus) FSCA (South Africa) FSA (Seychelles) CMA (Kenya) | CySEC (Cyprus) ASIC (Australia) DFSA (Dubai) FSCA (South Africa) FSC (Belize) |
| Fund Segregation | ✅ Yes | ✅ Yes |
| Negative Balance Protection | ✅ Yes | ✅ Yes |
| Compensation Scheme | Up to EUR 20,000 via Financial Commission Compensation Fund | Up to EUR 20,000 under CySEC ICF |
| Trading Costs | ||
| Min Spread | From 0.0 pips (Raw/Zero), From 0.1 pips (Pro), From 0.2 pips (Standard) | From 0.0 pips (Zero), From 0.8 pips (Ultra Low), From 1.6 pips (Standard/Micro) |
| Commission | $3.50/lot/side (Raw Spread), From $0.05/lot/side (Zero), None (Standard/Pro) | $3.50/lot/side (Zero), None (Standard/Micro/Ultra Low) |
| Swap-Free (Islamic) | ✅ Yes | ✅ Yes |
| Inactivity Fee | None | $15 after 90 days inactive, then $5/month |
| Deposit/Withdrawal Fees | No deposit or withdrawal fees | No deposit fees. No withdrawal fees (bank wire under $200 may incur fee) |
| Trading Conditions | ||
| Max Leverage | 1:2000000000 (Unlimited/Offshore), 1:30 (EU/UK retail), 1:200 (EU/UK professional) | 1:1000 (Global), 1:30 (EU/AU retail) |
| Min Deposit | $10 (Standard), $1 (Standard Cent), $200 (Pro/Raw Spread/Zero) | $5 (Standard/Micro/Ultra Low), $5 (Zero) |
| Execution Type | Hybrid | Market Maker |
| Stop Out Level | 0% (most entities) | 50% (EU), 20% (Global) |
| Margin Call Level | 60% (Standard), 30% (Pro/Raw/Zero) | 50% (EU), 100% (Global) |
| Instruments | 100+ Forex 10+ Metals 3 Energies 5 Commodities 10+ Indices 80+ Stocks 35+ Crypto | 55+ Forex 1200+ Stocks 30 Indices 10 Commodities 5+ Metals 3 Energies 60+ Crypto |
| Currency Pairs | 100 | 55 |
| Min Lot Size | 0.01 | 0.01 |
| Platforms & Tools | ||
| Trading Platforms | MetaTrader 4 MetaTrader 5 | MetaTrader 4 MetaTrader 5 |
| Mobile App | ✅ Yes | ✅ Yes |
| Copy Trading | ✅ Yes | ✅ Yes |
| Expert Advisors (EA) | ✅ Yes | ✅ Yes |
| VPS Hosting | ✅ Yes | ✅ Yes |
| API Access | ✅ Yes | ✅ Yes |
| Education | Trading Academy Video Tutorials Webinars Market Analysis Trading Glossary | Webinars (23 languages) Video Tutorials Trading Academy XM Live Sessions Seminars |
| Account & Support | ||
| Account Types | Standard Standard Cent Pro Raw Spread Zero Islamic Demo | Micro Standard Ultra Low Zero Shares Islamic Demo |
| Payment Methods | Credit/Debit Cards (Visa Mastercard) Bank Wire Skrill Neteller Perfect Money Crypto (Bitcoin USDT) | Credit/Debit Cards (Visa Mastercard) Bank Wire Skrill Neteller UnionPay WebMoney Apple Pay Google Pay |
| Withdrawal Speed | Instant (e-wallets/crypto), 1-3 business days (cards/bank wire) | Same day (e-wallets), 2-5 days (cards/bank wire) |
| Support Hours | 24/7 Live Chat, Email, Phone | 24/5 Live Chat, Email, Phone |
Exness
XM